Indexa

Disclaimer and Legal Terms

Disclaimer:

Mutual Fund Investments are Subject to Market Risks

Investors are strongly advised to carefully read all scheme-related documents before making any investments in mutual funds. Mutual fund investments are subject to market risks, and the value of your investments may fluctuate based on market conditions. Past performance is not necessarily indicative of future results. There is no guarantee of returns, and investments can result in the loss of principal. Investors must carefully evaluate their financial goals, risk tolerance, and time horizon before investing.

Role of Indexa Distribution Services Pvt. Ltd.

Indexa Distribution Services Pvt. Ltd. is a registered mutual fund distributor under ARN-305392 with the Association of Mutual Funds in India (AMFI). Our role is limited to providing access to mutual fund schemes offered by various Asset Management Companies (AMCs). We do not provide investment advisory services. Our function is solely to act as an intermediary between investors and AMCs, facilitating mutual fund investments. Investors are responsible for their own investment decisions.

No Personalized Advisory Services Provided

We do not provide personalized investment advice based on an investor's individual needs, financial situation, or goals. Investors are advised to assess their own investment objectives and risk tolerance before making any decisions. It is strongly recommended that investors seek advice from a qualified financial advisor if they require tailored investment guidance.

Commissions and Fees

As a mutual fund distributor, we receive brokerage or commissions from AMCs for distributing their schemes. These commissions are factored into the Total Expense Ratio (TER) of the mutual fund schemes. We do not charge any fees directly to clients for the distribution of mutual fund schemes.

Investment Risks

Investing in mutual funds involves risks, including the potential loss of capital. The value of mutual fund units may fluctuate based on the market performance of underlying assets. Therefore, investors must carefully review the Scheme Information Document (SID) and Key Information Memorandum (KIM) before investing. Past performance is not indicative of future returns, and no returns are guaranteed.

Investor Protection

Indexa Distribution Services Pvt. Ltd. follows all SEBI and AMFI regulations to ensure that investors are treated fairly and transparently. We encourage investors to understand the risk factors involved in mutual fund investments and to perform their due diligence before making any decisions.

Legal Terms and Conditions:

  1. Registration and Compliance

    Indexa Distribution Services Pvt. Ltd. is registered with AMFI as a mutual fund distributor under ARN-305392. We adhere to all regulations and guidelines set by SEBI and AMFI to ensure transparency and fairness in our distribution services.

  2. No Investment Advisory Services

    Indexa Distribution Services Pvt. Ltd. is solely a distributor of mutual fund schemes. We do not provide personalized investment advisory services. Our role is limited to facilitating access to mutual fund products offered by various AMCs, and we do not offer specific investment recommendations.

  3. Grievance Redressal

    If investors have any concerns or grievances related to our services, they can contact us at shaan@goindexa.in or call us at 9426810580. We will strive to resolve all complaints promptly and in compliance with SEBI and AMFI guidelines.

  4. No Gifts or Incentives

    In line with SEBI and AMFI regulations, we do not offer gifts, rewards, or any other incentives to attract investors to specific mutual fund schemes. Our platform operates with full transparency and fairness, and we do not provide biased recommendations.

  5. Investor Suitability

    Investors should assess their own risk profile and investment goals before selecting mutual fund schemes. While we provide various mutual fund options, we do not provide suitability assessments or make recommendations based on individual risk profiles.

  6. Regulatory Compliance Information
    • CIN: U62099GJ2024PTC152242
    • ARN: 305392
    • Registered with AMFI as a Mutual Fund Distributor

AMFI & SEBI Compliance Disclosures:

AMFI Guidelines for MFDs:

  1. No Past Performance Promotion:
    • MFDs cannot advertise or publish performance figures (CAGR, returns, etc.) publicly — especially on websites or social media.
    • Past returns must not be used to solicit investments or create unrealistic expectations.
  2. No Recommendations or Advisory:
    • MFDs are not Registered Investment Advisors (RIAs) — we do not recommend schemes or asset allocations.
    • Our role is limited to explaining available mutual fund products, processes, and helping investors make informed decisions.
  3. Proper Disclosures:
    • "Mutual fund investments are subject to market risks. Read all scheme-related documents carefully."
  4. Code of Conduct:
    • We act in the best interest of the investor.
    • No mis-selling, pressuring, or misleading communication.
  5. KYC and Risk Profiling:
    • We assist with KYC compliance and explain risk categories using the SEBI Risk-o-Meter without making recommendations.
  6. Only AMFI Certified:
    • Our team is certified and operates under a valid AMFI ARN (ARN-305392).

SEBI Guidelines for MFDs:

  1. No Investment Advice Without RIA License:
    • As per SEBI (Investment Advisers) Regulations, only RIAs can provide personalized advice or recommend asset allocation or schemes.
  2. Segregation of Roles:
    • As distributors, we do not charge client fees or offer advisory. Our compensation comes from AMCs in the form of commissions.
  3. Fair Disclosure:
    • We disclose commission structures if requested. No biased selling based on compensation.
  4. Risk-O-Meter and Product Labeling:
    • We explain scheme risk ratings using SEBI's Risk-o-Meter but do not judge suitability for individuals.
  5. No Use of Titles like 'Advisor':
    • We do not use misleading titles like "Financial Advisor" or "Investment Expert" as per SEBI compliance norms.